How Long Do I Have to File an Insurance Claim for a Damaged Roof?

When damage to your roof occurs, it’s best to act as soon as possible – whether that means filing a claim with your insurance provider or calling a roofing contractor to assess the damage. As far as how long you have to file a claim, the short answer is: it depends. It depends on your insurance provider and it depends on the cause of the damage. In some cases, the time limit can be as little as 30 days, while other insurance providers give as long as two years. Knowing your insurance provider’s policy on new claims can make all the difference between a roof repair that is fully covered and one that is completely out of pocket. Read more