Can Hail Damage a Roof?

You probably know that hail can cause damage to your roof, but you might not know exactly how—or what signs to look for. Hail damage isn’t always immediately apparent, especially to the untrained eye. Damage from a hail storm doesn’t always result in something serious, like a leak, and if it does, it doesn’t always happen immediately. The most likely scenario is that a hail storm will damage your roof in seemingly imperceptible ways that can eventually cause greater damage. Here are a few possible ways that hail can cause damage to your roof and home. Read more

How Long Do I Have to File an Insurance Claim for a Damaged Roof?

When damage to your roof occurs, it’s best to act as soon as possible – whether that means filing a claim with your insurance provider or calling a roofing contractor to assess the damage. As far as how long you have to file a claim, the short answer is: it depends. It depends on your insurance provider and it depends on the cause of the damage. In some cases, the time limit can be as little as 30 days, while other insurance providers give as long as two years. Knowing your insurance provider’s policy on new claims can make all the difference between a roof repair that is fully covered and one that is completely out of pocket. Read more